Insurance for Maritime Industries

Lapointe Insurance is a licensed agency partner with International Marine Underwriters (IMU), and offers a comprehensive Commercial Marine Package Policy. This competitively-priced program offers coverages typically provided by a number of individual policies in a single "package" policy.
This product is designed for a large array of commercial marine businesses which can be found throughout the United States. The following is only a small sample of the type of businesses that may qualify under this program. 

• Marine Contractor
• Yacht and Boat Construction
• Ship Repair Yard
• Passenger Vessel Operator
• Marinas, including Boat and Yacht Sales

With a proven track record of leadership and commitment to the marine industry, IMU has the ability to offer:

• Localized underwriting and claim facilities to provide prompt and reliable service.
• A product customized for operators and dealers.

Coverage available:

• Marina operators liability, including ship repairers liability for commercial and private pleasure vessels.
• Commercial general liability, including products liability, completed operations and contractual liability.
• "All risk" coverage for property, dealer inventory, piers, wharves, docks and miscellaneous equipment.
• Business income and extra expense coverage.
• Physical damage and liability coverage for owned watercraft, including workboats and rental boats.
• Employee dishonesty.