Pollution liability (also known as Environmental Impairment) insurance protects you in two ways: one is when the pollution takes place on your property; the other is when you suffer losses resulting from pollution on someone else’s property. In such cases, it is the insurer’s responsibility to recover costs from the party that caused the incident. Conversely, your policy pays for damages you may cause to other properties.
Lapointe customizes coverage to meet the needs of your business, whether property owner, manufacturer or contractor. Covered risks of loss include:
- Businesses with Underground Storage Tanks
- Contractors carrying pollutants to job sites
- Manufacturers of hazardous products
- Transportation of hazardous products