Businesses that deal in perishable stock face unique risks of loss from spoilage. In most circumstances, Lapointe can amend property insurance contracts to include coverage for this loss.
Lapointe staff are certified in HACCP, a designation common to food-service and hospitality industries, and are well-versed in the proper design of insurance programs for your needs.
Typical causes of loss insured under this policy include:
- Power failure
- Breakdown of refrigeration equipment
- Transportation risks