HomeownersIf you rent or own a home you need to protect your assets. We offer many companies with competitive products. Each insurance company offers different credits, but we can help you determine which ones apply to you. Some of the credits available are:
- New home credit (home built in the last 15-20 years are considered a new home)
- Account credit if we also write your auto
- Loss free credits
- Non-smoker credits
- Mature home discount (works less than 20 hours)
- Renewal credits
- Protective device credits/ Alarm
- First time buyers credits
- Home Renovations
- Safe home credit (no pool, woodstove or dogs)
- Increased Deductibles
- Senior Citizens (Some companies will allow this)
- Convenient payment plans including EFT (Electronic Funds Transfer). This plan has no finance charges, no checks and no postage.
Some companies offer a multi policy discount if they insure both your home and auto. Some offer discounts if home and auto are simply with the same agent.
Ideas for controlling your homeowner insurance premiums
- Review your policy with us every few years
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