Massachusetts and Rhode Island Electrician Insurance

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If you’re an electrician or the owner of an electrical contracting business, large or small, you know the risks your business faces. From potential property loss, to road accidents with your work trucks and other vehicles, or issues with installations, you need to make sure your business is covered.

If you own an electrical contracting company, or you’re in charge of its risk management decisions, you have a huge responsibility. With everything else you need to do each day, you probably don’t have time to know all the ins and outs of your business insurance policy. That’s where Lapointe Insurance can help. We are a local family agency, who know’s what it is like to run a business: From managing our staff, to delivering a great product, and continuing to grow, sometimes it feels like there isn’t enough time in the day. When it comes to our clients, our priority is helping them plan for a solid financial future. We have years of experience working with Massachusetts and Rhode Island electrical contractors, helping them design specialized insurance plans that fit their unique needs.

Massachusetts and Rhode Island electrical contractors have some unique risks, and each company is different. To make sure you get the right policy for the best possible price, we take the time to listen to your business’ story, learn about your people, and see where your operation’s greatest risks are. We then help design a program that best fits your needs. With over a dozen companies to choose from, we can assure you that we have the right solution.

We often get the question: What is the best insurance provider?  Each electrician is unique, and likewise, each insurance company is unique. Insurance carriers look for a properly run business that operate safely and have a good reputation. They are careful to select only the best companies, and qualifying for their top programs depends on the following:

  • Total amount of residential vs. commercial work.
  • Whether government work is performed.
  • Gross sales.
  • Involvement of sub-contractors (No hired sub-contracts is preferred)

The coverages we recommend you consider are:

  • Commercial auto insurance: Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.
  • Workers compensation insurance: Protect those who work for you. This coverage can replace lost wages, pay for medical treatment and protect your business and its assets if an employee suffers a serious injury.
  • Errors and omissions insurance: Protect against customers’ claims for negligent acts, errors or omissions committed during business activities that result in a loss for the client.
  • Property in transit coverage: Protects the valuable equipment you use to perform your contracting services. It can cover losses to goods that occur at your premises, while being transported to or from your premises, or while in storage.
  • Contractors equipment coverage: Protect your valuable tools and machinery against damage while on the job. Common tools include those used in construction, landscaping and engineering, such as compressors, pumps, saws and other portable equipment.
  • Equipment leased or rented from others coverage: Protect equipment that you have rented or leased for your business, such as forklifts, cranes and backhoes.
  • Employee dishonesty coverage: Get coverage to help recover losses from employee theft. Work with your agent to find the right amount of coverage for your business.

We want you to be able to focus on growing your electrical contracting business, and delivering a great service to your clients. You shouldn’t have to worry about the unexpected. Give us a call, fill out the form on this page, or stop by one of our three convenient locations to get the coverage you need.

Linda Pratt has been wonderful.

Linda Pratt has been wonderful. I'm a new client as well as new to Massachusetts and she walked me through the process of buying my homeowner's insurance as well as how to go about getting my new driver's license and car registration. I recommend this agency highly.

Linda Hill
Lapointe Insurance
5.0
2017-09-20T19:07:17+00:00
Linda Pratt has been wonderful. I'm a new client as well as new to Massachusetts and she walked me through the process of buying my homeowner's insurance as well as how to go about getting my new driver's license and car registration. I recommend this agency highly.

She went up and beyond to provide excellent customer service

Instead of getting voice mail or brushed off Sally Figueiredo took control of the situation!!! She went up and beyond to provide excellent customer service and quick control and resolved the issue. Thank you Sally for being one of those great employees that make all the difference!!!

Flavian Lafleur
Lapointe Insurance
5.0
2017-09-20T19:18:43+00:00
Instead of getting voice mail or brushed off Sally Figueiredo took control of the situation!!! She went up and beyond to provide excellent customer service and quick control and resolved the issue. Thank you Sally for being one of those great employees that make all the difference!!!

The BEST

Donna is most helpful, the BEST

Angelo Latini
Lapointe Insurance
5.0
2017-09-20T19:36:02+00:00
Donna is most helpful, the BEST

Good People

Lapointe Insurance
5.0
2017-11-17T17:16:17+00:00

Highly recommend.

Excellent service. They always look to find the best coverage for their clients. Highly recommend.

Jon Lucas
Lapointe Insurance
5.0
2017-09-20T19:41:50+00:00
Excellent service. They always look to find the best coverage for their clients. Highly recommend.

Friendly, knowledgeable, prompt.

Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.

Heather Reed
Lapointe Insurance
5.0
2017-09-20T19:36:31+00:00
Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.

Knowledgeable, helpful & caring

Julie at Lapointe Insurance is very knowledgeable, helpful & caring. I feel I get Personal service from her which is rare in this day & age.

Karen Ann Martin
Lapointe Insurance
5.0
2017-09-20T19:37:55+00:00
Julie at Lapointe Insurance is very knowledgeable, helpful & caring. I feel I get Personal service from her which is rare in this day & age.

Very helpfully staff.

Lapointe Insurance
5.0
2017-09-20T19:17:51+00:00

Everyone there is always so helpful

I have my homeowners and auto insurance policies with Lapointe. Whenever I have had any questions or concerns, everyone there is always so helpful and responds immediately. I have recommended Lapointe to family and friends.

Susan Gurry
Lapointe Insurance
5.0
2017-09-20T19:21:48+00:00
I have my homeowners and auto insurance policies with Lapointe. Whenever I have had any questions or concerns, everyone there is always so helpful and responds immediately. I have recommended Lapointe to family and friends.

Excellent staff

Excellent staff, everytime I need something they are on top of it and very promptly. My usual dealings are with Angela and she goes above and beyond every time. Five stars from me

Brian Faria
Lapointe Insurance
5.0
2017-09-20T19:20:55+00:00
Excellent staff, everytime I need something they are on top of it and very promptly. My usual dealings are with Angela and she goes above and beyond every time. Five stars from me

I have always received excellent service.

Whenever I have called Lapointe Insurance, I have always received excellent service. Donna handles my account and she is always knowledgeable, pleasant and helpful whenever I contact the agency.

Joanne Lachance
Lapointe Insurance
5.0
2017-09-20T19:22:37+00:00
Whenever I have called Lapointe Insurance, I have always received excellent service. Donna handles my account and she is always knowledgeable, pleasant and helpful whenever I contact the agency.

That’s pretty amazing!

Alice Morin is a treasure to our company and has assisted us with every possible need large and small. She is simply great to work with and I have every confidence in her expertise in whatever issue I bring up. Her prompt assistance and tremendous customer service has made dealing with business insurance a pleasure. That's pretty amazing!

Jennie Elias
Lapointe Insurance
5.0
2017-09-20T19:19:08+00:00
Alice Morin is a treasure to our company and has assisted us with every possible need large and small. She is simply great to work with and I have every confidence in her expertise in whatever issue I bring up. Her prompt assistance and tremendous customer service has made dealing with business insurance a pleasure. That's pretty amazing!

Linda Pratt is great to work with always

Linda Pratt is great to work with always. Helped me convert my new company car to their requested insurance levels.

Michael Sexton
Lapointe Insurance
5.0
2017-09-20T19:17:30+00:00
Linda Pratt is great to work with always. Helped me convert my new company car to their requested insurance levels.

Saved me $$$ too

Awesome job friendly and professional oh and saved me $$$ too.

Randall Vallee
Lapointe Insurance
5.0
2017-10-24T11:50:16+00:00
Awesome job friendly and professional oh and saved me $$$ too.

Julie is always very polite and helpful

Julie is always very polite and helpful in answering all my questions and taking care of my home owner's policy. She is an asset to Lapointe Insurance Agency.

Steve M
Lapointe Insurance
5.0
2017-09-20T19:39:54+00:00
Julie is always very polite and helpful in answering all my questions and taking care of my home owner's policy. She is an asset to Lapointe Insurance Agency.

Lapointe Insurance reassures me in their excellent work

Lapointe Insurance reassures me in their excellent work

Sally Ann Ledbetter
Lapointe Insurance
5.0
2017-10-24T11:51:50+00:00
Lapointe Insurance reassures me in their excellent work

I cannot recommend them more highly.

We are a very small company with a very small home, but the Lapointe staff makes us feel very valued and considered. I cannot recommend them more highly.

Jeannie Elias
Lapointe Insurance
5.0
2017-09-20T19:38:31+00:00
We are a very small company with a very small home, but the Lapointe staff makes us feel very valued and considered. I cannot recommend them more highly.

Exceptional service!

Exceptional service! The rare insurance company that seems to be genuinely interested in the well being of their customers and not just the well being of their own bottom line.

Daniel Mundo
Lapointe Insurance
5.0
2017-09-20T19:15:13+00:00
The rare insurance company that seems to be genuinely interested in the well being of their customers and not just the well being of their own bottom line.

A pleasure to do business with the office every time!

I asked Mike a question and he got back to me with updated answers 3 or 4 times. I also did business with Isabel and she was GREAT as usual. The entire office tends to be right on the ball. A pleasure to do business with the office every time!!!

John Gifford
Lapointe Insurance
5.0
2017-09-20T19:37:36+00:00
I asked Mike a question and he got back to me with updated answers 3 or 4 times. I also did business with Isabel and she was GREAT as usual. The entire office tends to be right on the ball. A pleasure to do business with the office every time!!!

I am so glad we decided to call Lapointe!

We ran into an issue with our previous homeowner's policy coverage, and Linda Pratt from Lapointe was able to quote us for a new policy with comparable coverage, and we had a new homeowner's policy within a couple of days. Linda was thorough, helpful, efficient and friendly. She followed-up to make sure all of our questions were answered and our issue resolved. I am so glad we decided to call Lapointe! Thanks for all your great help, Linda!

Erika Morin
Lapointe Insurance
5.0
2017-10-24T11:48:34+00:00
We ran into an issue with our previous homeowner's policy coverage, and Linda Pratt from Lapointe was able to quote us for a new policy with comparable coverage, and we had a new homeowner's policy within a couple of days. Linda was thorough, helpful, efficient and friendly. She followed-up to make sure all of our questions were answered and our issue resolved. I am so glad we decided to call Lapointe! Thanks for all your great help, Linda!

I highly recommend this agency.

Anyone to whom I have spoken in the North Attleboro office has always been patient and clear with explanations to me as to how the insurance works and what the insurer needs; they are excellent intermediaries and wonderful people to have on your side! I highly recommend this agency.

Ninna C
Lapointe Insurance
5.0
2017-09-20T19:16:55+00:00
Anyone to whom I have spoken in the North Attleboro office has always been patient and clear with explanations to me as to how the insurance works and what the insurer needs; they are excellent intermediaries and wonderful people to have on your side! I highly recommend this agency.

Best decision I ever made!

Glad I moved all my policies to Lapointe Insurance. Best decision I ever made! Sally Figueiredo was professional and knowledgeable. Highly recommended.

V.J.R LLC
Lapointe Insurance
5.0
2017-09-20T19:20:32+00:00
Glad I moved all my policies to Lapointe Insurance. Best decision I ever made! Sally Figueiredo was professional and knowledgeable. Highly recommended.

Absolutely amazing!

We ran into a little trouble with one of the providers but John was amazing and kept helping and suggesting ideas that would get me the best deal. Absolutely amazing!

Dave Elofson
Lapointe Insurance
5.0
2017-09-20T19:42:20+00:00
We ran into a little trouble with one of the providers but John was amazing and kept helping and suggesting ideas that would get me the best deal. Absolutely amazing!

All aspects of our experience has been 1st Class

Have been a customer for going on 3 years and could not ask for better more professional service.
All aspects of our experience has been 1st Class. Thanks for all your help and consideration

Jack H
Lapointe Insurance
5.0
2017-09-20T19:19:41+00:00
Have been a customer for going on 3 years and could not ask for better more professional service. All aspects of our experience has been 1st Class. Thanks for all your help and consideration

Excellent rates and customer service

I have a homeowners policy and a Liability Policy with Lapointe. They have excellent rates and customer service. Someone is always available to help or answer questions I have.

Nicole Wood
Lapointe Insurance
5.0
2017-09-20T19:39:25+00:00
I have a homeowners policy and a Liability Policy with Lapointe. They have excellent rates and customer service. Someone is always available to help or answer questions I have.

Great place with friendly people.

Great place with friendly people. Always quick to respond when in need. Sally's a great help as is all that work there. Would recommend to friends and family.

Sonya Oliveira
Lapointe Insurance
5.0
2017-09-20T19:20:03+00:00
Great place with friendly people. Always quick to respond when in need. Sally's a great help as is all that work there. Would recommend to friends and family.

Nellie and team are absolutely wonderful!

Always willing to go above and beyond with assisting their customers needs. Nellie and team are absolutely wonderful!

Cristen Sirois
Lapointe Insurance
5.0
2017-10-24T11:45:40+00:00
Always willing to go above and beyond with assisting their customers needs. Nellie and team are absolutely wonderful!

Well done!

Julie and Isabel were on top of our needs, anticipated the next steps and made it seem easy. Well done!

Russ Mellor
Lapointe Insurance
5.0
2017-09-20T19:38:56+00:00
Julie and Isabel were on top of our needs, anticipated the next steps and made it seem easy. Well done!

WOW! Thank you Isabel Carreiro!

WOW!!! Thank you Isabel Carreiro!!

The act of going above and beyond in order to accommodate a new client is the hallmark of The Lapointe Insurance Agency!!!

Steven Palumbo
Lapointe Insurance
5.0
2017-09-20T19:40:51+00:00
WOW!!! Thank you Isabel Carreiro!! The act of going above and beyond in order to accommodate a new client is the hallmark of The Lapointe Insurance Agency!!!

I think she deserves a raise!

My Insurance agent at Lapointe is Erin Plocica and she is fabulous! We recently got into an accident so there were a lot of moving pieces to figure out and she was on the ball and looked into everything I needed her to efficiently. I think she deserves a raise!

Melissa B Dawson
Lapointe Insurance
5.0
2017-09-20T19:41:16+00:00
My Insurance agent at Lapointe is Erin Plocica and she is fabulous! We recently got into an accident so there were a lot of moving pieces to figure out and she was on the ball and looked into everything I needed her to efficiently. I think she deserves a raise!
5.0
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