Massachusetts and Rhode Island Garage Insurance

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Running a garage business in Massachusetts or Rhode Island means you probably don’t have enough time to think about insurance. Whether you have a reputation for working on domestic or foreign cars, or you work your magic with body repairs, mufflers, exhausts, transmissions, or windshields, we’ve got you covered.

If you run a a garage or auto service business of any kind in MA or RI, you know that a lot can go wrong with cars. Garage insurance from Lapointe Insurance will reduce the risks you face in the auto repair business, so you can focus on providing the best possible service to your clients and their autos.

Drivers in Rhode Island and Massachusetts depend on you to provide a quality repair service and get them back on the road fast. If your business has to stop for an unexpected accident, can your insurance help put you back in the drivers seat just as fast?

There are plenty of risks that threaten your operation each day, and Lapointe Insurance provides complete, affordable garage and automotive repair shop insurance to help settle damages or pay for repairs that would otherwise threaten your business.

We always recommend that you look into getting MA or RI Garagekeepers Legal Liability insurance. This unique coverage protects your business in case a customers vehicle is damaged by theft, fire, collision, or vandalism. Garagekeepers Legal Liability, or GKLL, is an optional coverage to help business owners who offer towing services, or perform repairs on vehicles. It provides coverage for a customer’s vehicle when it is in your company’s posession.

Massachusetts and Rhode Island Garage businesses carry some unique risks, and we know each company is different. To make sure you get the right policy for the best possible price, we take the time to listen to your business’ story, learn about your people, and see where your operation’s greatest risks are. We then help design a program that best fits your needs. With over a dozen companies to choose from, we can assure you that we have the right solution.

The coverages we recommend you consider are:

  • Garage liability insurance: To cover damages that arise from operating an automobile in the course of garage operations. This option is an enhancement to commercial property liability coverage. A staple of the auto service industry, this coverage is necessary to ensure that your shop is fully covered.
  • Garage keepers coverage: This will protect you in the event a customer’s auto is damaged during the course of garage operations. This is an essential option for any auto service business.
  • Commercial auto insurance: To pay for any incidents resulting from an employee’s accident while driving a company vehicle, or their own while on company time.
  • Equipment breakdown coverage: This will help protect you against equipment failures due to power surge, mechanical breakdown, burnout or operator errors. You may also know this coverage as “boilers and machinery” insurance.
  • Employee practices liability insurance: To protect against claims of discrimination, wrongful termination, or harassment by employees of your garage or auto repair shop.
  • Sewer or drain coverage: To help clean up if you have a sewer or drainage backup in your garage due to rain or a water main break.
  • Workers Compensation: Make sure your employees are protected with workers compensation. This can replace lost wages, pay for medical treatment, and protect your business in the long run.

We want you to be able to focus on growing your MA or RI garage business, and delivering a great service to your clients. You shouldn’t have to worry about the unexpected. Give us a call, fill out the form on this page, or stop by one of our three convenient locations to get the coverage you need.

Saved me $$$ too

Awesome job friendly and professional oh and saved me $$$ too.
Lapointe Insurance
5.0
2017-10-24T11:50:16+00:00
Awesome job friendly and professional oh and saved me $$$ too.

Highly recommend.

Excellent service. They always look to find the best coverage for their clients. Highly recommend.
Lapointe Insurance
5.0
2017-09-20T19:41:50+00:00
Excellent service. They always look to find the best coverage for their clients. Highly recommend.

The BEST

Donna is most helpful, the BEST
Lapointe Insurance
5.0
2017-09-20T19:36:02+00:00
Donna is most helpful, the BEST

Excellent staff

Excellent staff, everytime I need something they are on top of it and very promptly. My usual dealings are with Angela and she goes above and beyond every time. Five stars from me
Lapointe Insurance
5.0
2017-09-20T19:20:55+00:00
Excellent staff, everytime I need something they are on top of it and very promptly. My usual dealings are with Angela and she goes above and beyond every time. Five stars from me

Good People

Lapointe Insurance
5.0
2017-11-17T17:16:17+00:00

That’s pretty amazing!

Alice Morin is a treasure to our company and has assisted us with every possible need large and small. She is simply great to work with and I have every confidence in her expertise in whatever issue I bring up. Her prompt assistance and tremendous customer service has made dealing with business insurance a pleasure. That's pretty amazing!
Lapointe Insurance
5.0
2017-09-20T19:19:08+00:00
Alice Morin is a treasure to our company and has assisted us with every possible need large and small. She is simply great to work with and I have every confidence in her expertise in whatever issue I bring up. Her prompt assistance and tremendous customer service has made dealing with business insurance a pleasure. That's pretty amazing!

She went up and beyond to provide excellent customer service

Instead of getting voice mail or brushed off Sally Figueiredo took control of the situation!!! She went up and beyond to provide excellent customer service and quick control and resolved the issue. Thank you Sally for being one of those great employees that make all the difference!!!
Lapointe Insurance
5.0
2017-09-20T19:18:43+00:00
Instead of getting voice mail or brushed off Sally Figueiredo took control of the situation!!! She went up and beyond to provide excellent customer service and quick control and resolved the issue. Thank you Sally for being one of those great employees that make all the difference!!!

Lapointe Insurance reassures me in their excellent work

Lapointe Insurance reassures me in their excellent work
Lapointe Insurance
5.0
2017-10-24T11:51:50+00:00
Lapointe Insurance reassures me in their excellent work

All aspects of our experience has been 1st Class

Have been a customer for going on 3 years and could not ask for better more professional service.
All aspects of our experience has been 1st Class. Thanks for all your help and consideration
Lapointe Insurance
5.0
2017-09-20T19:19:41+00:00
Have been a customer for going on 3 years and could not ask for better more professional service. All aspects of our experience has been 1st Class. Thanks for all your help and consideration

Very helpfully staff.

Lapointe Insurance
5.0
2017-09-20T19:17:51+00:00

Best decision I ever made!

Glad I moved all my policies to Lapointe Insurance. Best decision I ever made! Sally Figueiredo was professional and knowledgeable. Highly recommended.
Lapointe Insurance
5.0
2017-09-20T19:20:32+00:00
Glad I moved all my policies to Lapointe Insurance. Best decision I ever made! Sally Figueiredo was professional and knowledgeable. Highly recommended.

Linda Pratt is great to work with always

Linda Pratt is great to work with always. Helped me convert my new company car to their requested insurance levels.
Lapointe Insurance
5.0
2017-09-20T19:17:30+00:00
Linda Pratt is great to work with always. Helped me convert my new company car to their requested insurance levels.

Knowledgeable, helpful & caring

Julie at Lapointe Insurance is very knowledgeable, helpful & caring. I feel I get Personal service from her which is rare in this day & age.
Lapointe Insurance
5.0
2017-09-20T19:37:55+00:00
Julie at Lapointe Insurance is very knowledgeable, helpful & caring. I feel I get Personal service from her which is rare in this day & age.

Julie is always very polite and helpful

Julie is always very polite and helpful in answering all my questions and taking care of my home owner's policy. She is an asset to Lapointe Insurance Agency.
Lapointe Insurance
5.0
2017-09-20T19:39:54+00:00
Julie is always very polite and helpful in answering all my questions and taking care of my home owner's policy. She is an asset to Lapointe Insurance Agency.

Well done!

Julie and Isabel were on top of our needs, anticipated the next steps and made it seem easy. Well done!
Lapointe Insurance
5.0
2017-09-20T19:38:56+00:00
Julie and Isabel were on top of our needs, anticipated the next steps and made it seem easy. Well done!

Nellie and team are absolutely wonderful!

Always willing to go above and beyond with assisting their customers needs. Nellie and team are absolutely wonderful!
Lapointe Insurance
5.0
2017-10-24T11:45:40+00:00
Always willing to go above and beyond with assisting their customers needs. Nellie and team are absolutely wonderful!

I have always received excellent service.

Whenever I have called Lapointe Insurance, I have always received excellent service. Donna handles my account and she is always knowledgeable, pleasant and helpful whenever I contact the agency.
Lapointe Insurance
5.0
2017-09-20T19:22:37+00:00
Whenever I have called Lapointe Insurance, I have always received excellent service. Donna handles my account and she is always knowledgeable, pleasant and helpful whenever I contact the agency.

I think she deserves a raise!

My Insurance agent at Lapointe is Erin Plocica and she is fabulous! We recently got into an accident so there were a lot of moving pieces to figure out and she was on the ball and looked into everything I needed her to efficiently. I think she deserves a raise!
Lapointe Insurance
5.0
2017-09-20T19:41:16+00:00
My Insurance agent at Lapointe is Erin Plocica and she is fabulous! We recently got into an accident so there were a lot of moving pieces to figure out and she was on the ball and looked into everything I needed her to efficiently. I think she deserves a raise!

Excellent rates and customer service

I have a homeowners policy and a Liability Policy with Lapointe. They have excellent rates and customer service. Someone is always available to help or answer questions I have.
Lapointe Insurance
5.0
2017-09-20T19:39:25+00:00
I have a homeowners policy and a Liability Policy with Lapointe. They have excellent rates and customer service. Someone is always available to help or answer questions I have.

WOW! Thank you Isabel Carreiro!

WOW!!! Thank you Isabel Carreiro!!

The act of going above and beyond in order to accommodate a new client is the hallmark of The Lapointe Insurance Agency!!!
Lapointe Insurance
5.0
2017-09-20T19:40:51+00:00
WOW!!! Thank you Isabel Carreiro!! The act of going above and beyond in order to accommodate a new client is the hallmark of The Lapointe Insurance Agency!!!

Absolutely amazing!

We ran into a little trouble with one of the providers but John was amazing and kept helping and suggesting ideas that would get me the best deal. Absolutely amazing!
Lapointe Insurance
5.0
2017-09-20T19:42:20+00:00
We ran into a little trouble with one of the providers but John was amazing and kept helping and suggesting ideas that would get me the best deal. Absolutely amazing!

A pleasure to do business with the office every time!

I asked Mike a question and he got back to me with updated answers 3 or 4 times. I also did business with Isabel and she was GREAT as usual. The entire office tends to be right on the ball. A pleasure to do business with the office every time!!!
Lapointe Insurance
5.0
2017-09-20T19:37:36+00:00
I asked Mike a question and he got back to me with updated answers 3 or 4 times. I also did business with Isabel and she was GREAT as usual. The entire office tends to be right on the ball. A pleasure to do business with the office every time!!!

Exceptional service!

Exceptional service! The rare insurance company that seems to be genuinely interested in the well being of their customers and not just the well being of their own bottom line.
Lapointe Insurance
5.0
2017-09-20T19:15:13+00:00
The rare insurance company that seems to be genuinely interested in the well being of their customers and not just the well being of their own bottom line.

Everyone there is always so helpful

I have my homeowners and auto insurance policies with Lapointe. Whenever I have had any questions or concerns, everyone there is always so helpful and responds immediately. I have recommended Lapointe to family and friends.
Lapointe Insurance
5.0
2017-09-20T19:21:48+00:00
I have my homeowners and auto insurance policies with Lapointe. Whenever I have had any questions or concerns, everyone there is always so helpful and responds immediately. I have recommended Lapointe to family and friends.

Great place with friendly people.

Great place with friendly people. Always quick to respond when in need. Sally's a great help as is all that work there. Would recommend to friends and family.
Lapointe Insurance
5.0
2017-09-20T19:20:03+00:00
Great place with friendly people. Always quick to respond when in need. Sally's a great help as is all that work there. Would recommend to friends and family.

Linda Pratt has been wonderful.

Linda Pratt has been wonderful. I'm a new client as well as new to Massachusetts and she walked me through the process of buying my homeowner's insurance as well as how to go about getting my new driver's license and car registration. I recommend this agency highly.
Lapointe Insurance
5.0
2017-09-20T19:07:17+00:00
Linda Pratt has been wonderful. I'm a new client as well as new to Massachusetts and she walked me through the process of buying my homeowner's insurance as well as how to go about getting my new driver's license and car registration. I recommend this agency highly.

I highly recommend this agency.

Anyone to whom I have spoken in the North Attleboro office has always been patient and clear with explanations to me as to how the insurance works and what the insurer needs; they are excellent intermediaries and wonderful people to have on your side! I highly recommend this agency.
Lapointe Insurance
5.0
2017-09-20T19:16:55+00:00
Anyone to whom I have spoken in the North Attleboro office has always been patient and clear with explanations to me as to how the insurance works and what the insurer needs; they are excellent intermediaries and wonderful people to have on your side! I highly recommend this agency.

I cannot recommend them more highly.

We are a very small company with a very small home, but the Lapointe staff makes us feel very valued and considered. I cannot recommend them more highly.
Lapointe Insurance
5.0
2017-09-20T19:38:31+00:00
We are a very small company with a very small home, but the Lapointe staff makes us feel very valued and considered. I cannot recommend them more highly.

Friendly, knowledgeable, prompt.

Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.
Lapointe Insurance
5.0
2017-09-20T19:36:31+00:00
Mike Coleman and his staff are excellent. Friendly, knowledgeable, prompt. They find us the best rates for Homeowner and Auto Insurance. We feel very confident in them and their service.

I am so glad we decided to call Lapointe!

We ran into an issue with our previous homeowner's policy coverage, and Linda Pratt from Lapointe was able to quote us for a new policy with comparable coverage, and we had a new homeowner's policy within a couple of days. Linda was thorough, helpful, efficient and friendly. She followed-up to make sure all of our questions were answered and our issue resolved. I am so glad we decided to call Lapointe! Thanks for all your great help, Linda!
Lapointe Insurance
5.0
2017-10-24T11:48:34+00:00
We ran into an issue with our previous homeowner's policy coverage, and Linda Pratt from Lapointe was able to quote us for a new policy with comparable coverage, and we had a new homeowner's policy within a couple of days. Linda was thorough, helpful, efficient and friendly. She followed-up to make sure all of our questions were answered and our issue resolved. I am so glad we decided to call Lapointe! Thanks for all your great help, Linda!
5.0
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