Auto

Check Out These Discounts on Your Auto Insurance Coverage – You May Be Eligible!

Anti-Theft Discount

If you have an anti-theft device installed in your automobile you may be eligible to receive a discount of up to 35% of the premium on your comprehensive coverage.

Multiple Automobiles

You may be eligible for a 5% discount on Collision and Limited Collision sections of your automobile insurance coverage. The following criteria must be met to be eligible:

  • Have 2 or more cars insured by the same company (applicable if single or married).
  • No inexperienced operators listed on the insurance policy
  • The vehicles carry collision coverage
  • The vehicles are not used in business

Mileage

If your annual mileage is 5,000 miles or less you are eligible for a 10% discount on premiums paid on most every section of your insurance policy! If you drive 5,001 to 7,500 miles per year a 5% discount would apply. This discount however, is not available for antique automobiles.

Public Transportation

If you take public transportation to work you may be eligible for a 10% discount on your insurance coverage on two sections of your coverage (Damage to Someone Else’s property and Collision). This discount is valid up to a maximum of $75 per vehicle and you meet this criteria:

  • You do not drive your automobile to work or school more than 10 days per month
  • You provide us with evidence of purchase of 11 months of commuter passes
    (from qualified transit systems)
  • Driver’s Education
  • Inexperienced drivers are eligible for a 10% discount on most sections of their insurance policy for the first 3 years after completing an approved driver’s education course.

Restraints

You may be eligible for a 25% discount on sections like Bodily Injury and Personal Injury Protection of your insurance policy premium if your automobile is equipped with air bags or automatic seat belts.

65 or older

A discount of 25% for all coverages after all other discounts, except the Safe Driver Insurance Plan rating step, are applied on your insurance premium. This discount applies if there are no inexperienced drivers and the automobile is not used for business.

Company Discounts

AAA member discount SBLI Life Insurance

Adding a young driver? In control advanced driver training drivers with Safety Insurance coverage who complete the driver skills development program at In Control and become members of Safe Roads Alliance will receive a 5% group discount on their automobile insurance. In addition, drivers with Safety Insurance coverage will have the opportunity to participate in the driver skills development program at In Control for only $75; more than a 70% discount from the normal $299 enrollment fee.

Convenient payment plans including EFT (Electronic Funds Transfer). This plan has no finance charges, no checks and no postage.

Massachusetts Auto Insurance

Massachusetts changed to a competitive auto rating system in 2008. Drivers are urged to carefully evaluate proposals for personal auto insurance to ensure coverage meets their needs and addresses all exposures to loss.

In addition to lowering rates, insurance companies typically compete by offering discounts or credits to specific types of drivers or classes of policyholders. This approach allows them to best serve the market which they most want to insure. By matching your needs to the insurance companies who are seeking your family “profile”, we can provide you with the best overall deal on your family auto insurance.

Our agency represents several of the largest auto insurance companies in Massachusetts. Many discounts and credits are available to most drivers.

Providing Personal Service in Massachusetts and Rhode Island since 1960